Privacy Policy


Because we value your patronage, we want to address any privacy concerns
you may have. To that end, we have set forth our privacy policy for handling the
information you share with us online. We want your decision to do business
with us to be an informed one.

1. Collecting Information: When you visit our Website, we may collect information
about you that you voluntarily choose to share with us. This identification
information may include, but is not limited to, your name, your physical
address, your e?mail address, your telephone and fax numbers, details of your
real estate and lending needs and preferences, and other details of your life. What
may be less obvious to you is that, when you visit our Website, we may collect
data involving your usage through the use of “cookies” (i.e. small text files placed
on your computer by a Website), Web server logs, and other Web tools. This
technology allows us to customize your online experience, as well as track your
Internet use. The tracking data we collect may include, but is not limited to, the
date and time you visit, the time you spend, the Web pages you view, the other
Websites you visit, your search queries, and basic information about your computer,
such as your Internet Protocol (“IP”) address, your domain name, your
browser type, and the name of your Internet service provider. You may deactivate
cookies if you do not want your browsing to be tracked, but doing so may
hinder your online experience. When visiting our Website, you may be directed,
through hyperlinks, to other Websites that are beyond our control. Furthermore,
when you are visiting our Website, other companies, such as third party advertisers
and sponsors, may be gathering information about you. This Privacy Policy
does not cover the collection of information by those other companies and Websites.
Although we encourage third parties to provide their own privacy policies,
we are not responsible for their activities, such as how they handle the information
they collect online.

2. Using Information Collected: We primarily use the identification information
you voluntarily share with us to customize your online experience and to
do what you have asked of us. We also use your identification information to tell
you about our products and services, but you may instruct us not to send communications
to you by following the procedure indicated below under “Contacting
Us.” On occasion, we use your identification information to validate your
identity. As for usage tracking data, we primarily use that information to operate
and improve our Website, and to further our marketing efforts. As a general rule,
we do not share your information with unaffiliated third parties. We may, however,
share your information with our own personnel and our service providers to
the extent necessary to fulfill your requests. We may also share your information
with our affiliates, but we will not share it with unaffiliated third parties for direct
marketing purposes. We reserve the right to disclose your information under
limited circumstances, such as to cooperate with law enforcement or judicial authorities
as required by law or legal process, to protect our own legal rights, or to
protect the public good. Whenever you are online, you run the risk that the information
you give out will fall into the wrong hands. Although we implement
and maintain reasonable security procedures and practices to safeguard your privacy,
we cannot guarantee the security of any information you provide to us. We
accept no responsibility or liability for the activities of third parties.

3. Updating Information: If you would like to review the information about
you that we have collected through our Website, or to change that information,
you can make that request by following the procedure indicated below under
“Contacting Us.” We may require that you verify your identity before we process
your request.

4. Updating Our Privacy Policy: We may, from time to time, change our Privacy Policy. We will notify you of
any changes by posting our updated Privacy Policy on our Website and inserting
a new “Effective Date.”

5. Contacting Us: If you would like to send us a request as indicated above,
or if you have any other questions or concerns regarding our Privacy Policy, you
may contact us by email at judithbrickman@gmail.com_ or call us at 925-979-5059

6. Effective Date: This Privacy Policy is effective as of _January 18, 2010


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